Fees, Hours, and Services

Fee Schedule, Office Hours, and Services Provided

Fee Schedule:

I offer Aetna and BlueCross/BlueShield clients (of all plan names) the mandated rates for your policy; you pay a copay and/or deductible as per your individual plan.

I offer a sliding scale from $90 to $150 for private pay clients, meeting me in person.

Secure video conference sessions are available for international clients and those in other U.S. locations.

The rates above depend on your presenting verification of your income (your last U.S. Tax return is best).

Payment Methods

You can pay me the day of our session via cash, check, credit/debit card, PayPal, or cash. Credit cards and PayPal payments carry a surcharge of 2% to help pay for the processing costs.  For all services, payment is expected on the date of service.  You will be assessed a $1.00 penalty fee for each day that payment is delayed.

Office Hours:

Mondays:  1 to 8PM

Tuesdays: Noon to 8PM

Wednesdays: 11AM to 8PM

Thursdays: Noon to 8PM

Fridays: Noon to 6PM 

Services Provided:

I offer individual sessions which incorporate principles of both Psychotherapy and Spiritual Direction.  I call this Transpersonal Transformation, because we can work on the psychological ego issues, as well as teaching you about your deeper nature as Awareness.  All sessions are one hour, except for BlueCross/Blue Shield clients: your insurance companies will only pay for 45-minute sessions.

No Obligation Introductory Consultation

An initial consultation is available, without obligation, to those planning to do weekly or bi-weekly sessions.  You do, however, pay the normal sliding scale fee.  After our meeting, we will decide if we will continue working together.  The introductory consult is billed at the usual rates, as above.

Insurance Coverage

I am “In Network” for Aetna, and all BlueCross/BlueShield companies (such as Highmark, Independence Blue Cross Personal Choice,  and Keystone Health Plan East).  Insurance clients pay me directly until their deductible is met, then the insurance company will ask me to collect a copay and I will bill them for the balance. Your copay will vary according to the coverage you have for Mental Health services.  It is your responsibility to find out what your co-pay is: every policy is different.

Insurance companies only cover 45-minute sessions.  If you want a 60-minute session, you may have the extra time for $25 more. (This is not covered by your insurance or normal co-pay.)

I am “Out of Network” for all other insurance companies.  If you are an out-of-network client, you pay my fee at the time of our session.  Then I bill your insurance company electronically to let them know you’ve paid for the service.  They will reimburse you if you’ve met your deductible or out-of-pocket limits.  Typically insurance companies reimburse 50% on the dollar for out-of-network therapists: they pay for half the session fees.

For Special Discretion, Private Pay Without Using Insurance Coverage

Many clients prefer to pay me privately, rather than having the intimate details of their lives available to their insurance companies and the whole network of people who might see those records.  As mentioned on my Home page, when you pay privately, I make no diagnosis unless you’re using out-of-network insurance for some reimbursement.

However, standard confidentiality exclusions apply.  If you’re imminently homicidal or suicidal or if you’re abusing an elder or child, I must report this to the appropriate authorities.